Our Membership includes comprehensive personal insurance for every rider
Bicycle NSW's Personal Accident and Public Liability cover is a cost effective way to:
- Give yourself and your loved ones peace of mind while you are out riding
- Protect yourself and your loved ones
- Provide protection from financial risk when something goes wrong
Become a member today and be instantly covered by the best insurance available to recreational riders in NSW.
Membership starts from $121 per year (less than $2.50 a week).

What is covered?
Personal Accident (for injuries)
'...the whole claim process worked very well ... I never thought I would ever make a claim for a bicycle accident but you never know what's around the corner. I am so glad the insurance was there when I needed it.'
Any coverage specific questions, please contact V-Insurance on 1300 172 321 or +61 (2) 8599 8660 or sports@vinsurancegroup.com
Bike insurance
Looking to insure your bicycle against theft / damage?
Bicycle NSW has partnered with IAG to provide a quality and cost effective bike insurance product for all bicycle owners.
Bicycle NSW Members receive a 10% discount on our bike insurance via Insurance4That.
What's covered? Theft, fire, storm, cyclone, flood. (Details in the PDS.)
For specific questions, contact the friendly team via their website.
Bikes / E-Bikes must be legal on public roads and road-related areas as per Transport for NSW requirements.

Frequently Asked Questions
Yes, personal accident and public liability (third party) insurance is included in all three of our Membership offerings: Household, Concession, Individual. Details at V-Insurance.
Excluded is bike / e-bike insurance (theft / damage) which is available at a discount to our members through our partner insurance4that.
Yes, Bicycle NSW insurance covers you for personal accident injury and public liability (third party) incidents on any bike / e-bike, as long as the bike is legal for use on public roads.
Yes, any Bicycle NSW members are covered when they are a passenger on a bike or e-bike, as long as that bike is legal for use on public roads.
Yes, Bicycle NSW insurance covers riders of all ages - there is no age limit. Riders under 18 and over 65 (Concession Memberships) are covered the same.
If you require more details, please contact us or V-Insurance to request a copy of the PDS.
Members are covered when riding an e-scooter whilst:
1) part of an authorised NSW Government trial, or
2) outside the geographical limits of NSW and whereby permitted by local government legislation. (eg. private property).
